Insurance

Don’t want it, can’t have it, can’t afford it….

UNTIL YOU NEED IT.

If you’re sidelined,  you can’t work.  No income coming in, but the bills keep coming in.  ARE YOU GOING TO WORK HURT?  Most of you do every day!!! BUT WHAT IF………..YOU COULDN’T.   

 

How will you make it?

  1. Sick Leave
  2. Annual Leave
  3. Checking account
  4. Savings account
  5. Borrow from your TSP
  6. Then what?

 

Insurance – the thing we pay for that we hope we never have to use. We want to make sure that the money you are paying to the insurance companies is the least you need to pay for the benefit you need to help you out in the future.  We want to make absolutely sure.

 

All the insurance and financial products Graham and Associates offers are tailored for the Postal and Federal employees.  NOT ALL THE PRODUCTS ON THE INTERNET AND FROM OTHERS HAVE YOUR BEST INTEREST AT HEART!!!

 

We offer:

Disability insurance – Unum

Cancer insurance – Unum, Globe Life Insurance, Transamerica

Critical Illnesses insurance – Unum

Life Insurance, – Globe Life, Transamerica

 

Every 10 minutes more than 700 Americans suffer an injury severe enough to seek medical help. 1That’s 37 million per year .  2Most injuries are not work-related, and therefore not covered by workers’ compensation.  EVEN IF YOU ARE APPROVED FOR W/C PAYMENTS – IT MAY TAKE UP TO 5 TO 8 MONTHS FOR THE APPROVAL TO GET YOUR FIRST PAYCHECK.    Can you wait????

 

But injuries aren’t the only reasons you might not be able to work.  Approximately 90% of all disabilities are caused by illnesses rather than accidents. 

Here is A SHOCKER – Social Security disability insurance doesn’t cover short term disabilities.5  

CAN YOU MAKE IT 6, 8, 10 MONTHS without a paycheck?????

Realize you must be in non pay status/not working at all for 6 months

BEFORE Social Security even considers approval!!!

 

If you die, what happens to your family, friends, church, co-workers?  

When you die, your family is grieving, trying to get through the day, getting back to living and back to work.  The bills come rolling in every day, hospital, house payments, lights, car payments, food, etc.  There is no easy way to talk about any of this...but the truth is NONE OF US KNOW WHAT TOMORROW WILL BRING.  Your life is important and valuable to everyone that you touch throughout the day.

Life insurance WILL HELP when YOU CAN NO LONGER HELP.

Not all life insurance is created equal.  You must have someone “weed through” the best benefit, the best company that will DELIVER WHEN YOU ARE NOT AVAILABLE.

 

Insurance …Don’t want it, can’t have it, can’t afford it….

UNTIL YOU NEED IT.

GRAHAM & ASSOCIATES IS THE ANSWER – LET US HELP YOU